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Francine Dick

Francine Dick

Francine Dick

Francine Dick, CFP, EPC, is a lifelong resident of Toronto with more than 20 years experience as a financial planner, currently working with Carte Financial Services, Inc. As a single mother who raised three children on her own, she understands the struggles we can experience and our need for financial security. She has written Enjoy Your Latte: A Financial Advisor’s Guide to Money and Life in order to share her knowledge and unique perspective.

Francine has always been very active in her community, from helping to establish parks to sitting on various boards to volunteering her services to those who need it most, and was awarded the Queen Elizabeth II Diamond Jubilee Medal for her community service.

Francine’s passion for teaching financial management has led to her participation in many workshops and presentations, as well as being interviewed on the radio, on TV, and an in print.

Securing Your Financial Future

Financial insecurity is a constant concern for most entrepreneurs, with variable income and no pension plan. In this session, women will learn how to manage their cash flow, protect themselves from life’s uncertainties, and prepare for the future. Strategies taught include ensuring there are funds to pay taxes, reviewing what type of insurance is best for you and how to invest in your own future.


Health & Wellness
Goals & Growth

Time Length

60 minutes

Type of Presentation


Key Elements

Cash flow management for irregular income


Life, disability and critical illness insurance


Investment strategies

Francine delivers superlative advice and service. She listens to your current concerns and future goals and then helps you to map out a financial plan that addresses both. She’s always contact with you when there are changes to the economy and/or life events – making sure your financial roadmap adjusts with each significant event. I highly recommend Francine to people who are looking for a truly trusted advisor for helping them manage their money wisely and effectively.

Francine Dick has been my financial advisor for over 15 years and I would recommend her services wholeheartedly.   Francine is extremely reliable, honest and advises her clients as to what they really need, so that their investments will always be in safe and ethical hands.   I’ve recommended Francine to many of my colleagues who are recently retired or who are in need of an approachable, caring  financial advocate.

Francine has been helping me with my finances for the last few years, and I’ve never felt more confident and comfortable with the way my money has been handled. I trust her recommendations wholeheartedly, never feel rushed to make a decision – and most importantly – I have received excellent results from the investments made. Yet, Francine’s clearly more than a financial planner. She has provided me with sound, prescient advice about achieving larger life goals – by helping me look beyond the money. Thanks Francine, for helping to keep the future bright!

For more information or to book Francine Dick.

Contact Francine

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